Motor Insurance

We can provide you with a wide choice of motor policies as we compare over 25 products from over 10 different motor insurance companies. Using a broker saves you time and money as our experienced professionals will shop around for you.

We can cover the following categories of motor insurance:

• Private Cars
• Commercial Vehicles
• Small & Large Fleets
• Motor Traders
• Agricultural Vehicles
• Special Types- diggers, dumpers, etc

The majority of our private car insurance policies include 24 Hour Breakdown Assistance, Third Party Driving of Other Cars, Step Back No Claim Bonus Protection, Windscreen Cover and Fatal Accident Cover. A full description of insurance terms is availalbe here.

Refused Motor Insurance

An insurance company can refuse to sell you motor insurance as long as they are not in breach of equality law. However, if you ask for an explanation, they must write and tell you why.

If you are refused cover by three or more companies you can contact the Declined Cases Committee of Insurance Ireland. They will get an insurance quote for you (usually the first company you approached will be asked to quote) unless there are good public policy reasons why you should not be given motor insurance. It is important that you keep note of the order in which you looked for quotes.

Before the committee considers your case, you must first have been refused a quote in writing from at least three insurance companies. You can also contact the Declined Cases Committee in cases where you feel a quote is too high or the conditions attached are so severe that it amounts to a refusal to give you insurance.